Sunday, December 27, 2015

Micro Credit

I am reading “Creating a World Without Poverty” by Muhammad Yunus, winner of the Nobel Peace Prize.

I am astounded at the depth and simplicity of the ideas for creating a bank for microcredit and microloans.

His move from teaching economics at a university in Tennessee to teaching in his native country of Bangladesh to visiting a poor village led to observations and practical steps for helping the poor.

The system which evolved honors women, as they spend their money in the community and on educating their children.

It has a 98% payback rate where traditional banks have a 70% payback rate.

There are community support systems which have evolved.

It is based on micro-preneurism, tiny businesses which have taken hundreds of thousands of families out of poverty in the two decades of operation.

The Sixteen Principles which the bankers practice encourage education of children as soon as possible.

There are even micro loans for beggars, 100,000 loans and 10,000 people are no longer beggars as a result.

During the floods which affected two-thirds of Bangladesh, it took five months for people to resume their loan payments as they were rebuilding.  Grameen Bank worked with them so they could get additional funds for rebuilding.

There have been other offshoots reaching into the communities of poor people, businesses which Dr. Yunus calls “social businesses” whose purpose is to improve the lives of their clients.

These “social businesses” are run like a business to pay all the expenses of the business and to make a profit, but the main purpose is what the business does for its’ clients.

I am only eighty pages into this book but I have already ordered two more by this author.

It was interesting to compare the steps of public policy in the US to what I am learning about in this book.

Entrepreneurs on the micro level seem like a very powerful concept which is documented to be working all over the world.

© 2015 Kathryn Hardage

Tuesday, August 25, 2015

Respect for the Soul's Deep Longing

It is never a loving gesture or requirement to overrule someone’s sense of direction or identity.

Each person has an individual spiritual identity.

It wants to be expressed.

It will keep trying because it is an inexorable fact of that person’s existence.

Where it does come through to expression, the person is happy productive and fulfilled.

Where it is prevented from coming through to expression, there is unhappiness, frustration, and perhaps, even violence.

We must listen not only to our own soul, but also respect the guidance our children and students are receiving and honor it.

We must encourage the social justice and equality that will translate to utilize all our resources, both spiritual and manifested, to uplift all of society.

Then we will see happiness, productivity and fulfillment on an unimagined scale which will be self-perpetuating as long as we honor and respect the fact and right of the soul’s deep longing to be expressed.

This approach will create the tools of expression both for individuals and for all of society.

© 2015 Kathryn Hardage

Saturday, June 13, 2015

Help Share the Good Things

How much of good do we need?

There is unlimited good for each and everyone of us when we know how to look for it.

Focusing on our Unlimited Source helps bring good things, people and circumstances into our life.

Still, the self-justification of greed on the scale of Congress and those who seek to dodge their gratitude and responsibility for the good in their lives and businesses is shocking and ridiculous.

Be grateful!

Be responsible!

Pay the taxes that enable everyone to participate more and more fully in their own freedom to develop more and more good ideas for all of us.

This is not naive.  It is inclusive because it respects and values everyone.

Grow up and grow out of greed.

Find better and more unselfish, generous and respectful ways to express your wealth!

© 2015 Kathryn Hardage

Saturday, May 16, 2015


Everyone, without exception, is God-governed.

We all have harmonious biological systems which carry us around from place to place.

We all have language for communication.

We act in harmony in so many ways.

There are buildings, institutions, transportation, orders of study, systems of business and education, which are all aimed at growth and improvement.

Harmonious and loving relationships are the goal and achievement of many.

Contributions through invention, imagination, arts, business, economics, engineering, agriculture all lift us higher in our expression.

We all have so many gifts to share.

We all compliment one another in how all our gifts fit together to form a society and culture.

We individualize this Master-plan as we grow and define our own unlimited roles and help others to do so as well.

Every idea which helps break through limitations is assured of success by the Law of Infinite Return.

An Infinite ROI, Return On Investment.

Living in an Infinite Universe, we are all able to bless each other in every way.

We do not allow anyone to be left out.

We are all so precious and loved, cherished and adored.

This feeling within ourselves, communicates and joins together with others of like mind, and we achieve a harmonious neighborhood, country and planet.

© 2015 Kathryn Hardage

Monday, March 16, 2015

A New Economy

If our economy is based on outside factors which are controlled by people of varying motives, we are on shaky ground.

But if it is based on our ability, which comes from within, we have a solid foundation.

By our very nature, once we learn to look within for all our resources, we are infinite.

Whatever we need to live, we have in abundance.

Life takes on another dimension.

If we base our economy on what we have to give, we are empowered and supplied immensely.

By laying the groundwork of our personal economy on a foundation of giving, we can see it expand outward and upward.

I love listening to the ideas which come to me from within, taking action on them and seeing them manifest.

I love contributing to the economy in this way.

Imagine if our economy were to be built on what we can do for others, what we can give.

It is entirely possible to start living in that economy now.

© 2014 Kathryn Hardage

Monday, March 9, 2015

We Are Creating Our New World

I did not know I could live in a world of my own creating, until I realized that what I am currently doing is merely echoing the world of someone else’s creating.

With our power of imagination and feeling the deep sincerity of what we love to do, we are consciously creating the world we want to live in.

We are doing this and it is countering the tendencies of today’s patterns of uniformity and legalism, which are not the same as universal law.

Universal law is always in effect and it is always blessing and uplifting all of us.

When we tune into that law and live according to it, it creates a different world for us.

As a world, we are tuning into social justice and taking action to create it.

We are coming up against entrenched legal, although not moral, entities which attempt to continue down their destructive paths.

But morality and the the Universe’s love for all of us is becoming stronger in all of us, so that in some unanticipated way, the true delightful interests of all people, everywhere all over the world, are becoming the most powerful force of all.

When we think in terms of worldwide harmony, there is enough for all, there is abundance for all, there is good living for us all.

The grassroots movements which have no other resources other than this conviction are moving forward and gaining people who want to live a life-practice this way.

They are creating their own resources as people join onto an idea and simply desire to express it together.

Each of us who wants to bless the earth with our healing and uplifting presence is contributing to the growth and progress of this idea.

It is simply moving forward as its own healing entity with an uplifting purpose.

It is having the effect of overpowering the present situation which is already imploding from its own lack of infinite resources.

Blessing everyone is a purpose which has unlimited infinite resources.

It is gaining even more credibility as more and more people join together in their desires and actions.

© 2015 Kathryn Hardage

Monday, February 2, 2015

Changing the World

What if all our actions were peace?

What if we never reacted in fear?

What if we put aside anger and judgement

and acted with confidence here?

What if we trusted instead of protected?

What if we reached out instead of turned inward?

What if we looked upon others as people who

had circumstances that could not be overcome?

What if we took little steps to include them?

What if we took little steps to meet their needs?

What if we took steps to enrich their lives?

We would find our lives become that much richer.

What are the actions which will bless all of us?

What are the actions which will enrich all of us?

What are the actions which will take care of all of us?

What actions show where we live in our hearts?

What will it look like when heart-living is our way?

What will it look like when all are important?

What will it feel like when all know they are included?

What will it feel like for all to be safe?

© 2015 Kathryn Hardage

Sunday, February 1, 2015

Hope and Light

Where do our resources come from?

They are within.

These resources are always available and unlimited.

The power based on deceit and manipulation will yield only a limited kind of support.

It will run out.

When it meets an obstacle based on hope and light, it knows it is doomed.

Hope leads to thoughts of solutions, community, individuality, value.

We all know who we are deeply, inside.

When we listen to that feeling, we are guided to act on the things that bring hope and light.

Because the deep identity is always there, nothing can ever take it away.

It exists, we exist.

We naturally express that identity and its light.

We learn to take action when it becomes intolerable to be anything else.

We are drawn to those who know that feeling and know its power.

That is how we change our world.

© 2015 Kathryn Hardage